877-385-8837

Car Dealership Insurance in Harmony, MN, Rochester, MN, and Austin, MN

Car dealerships have many insurance needs, including:

  • The risk of vehicles being stolen from a lot
  • Loss of inventory from natural causes (weather, disasters, etc.)
  • Damage to customers' vehicles when they're brought in for repair
  • Rental vehicles (especially those loaned to customers while their vehicle is in the shop) being damaged or destroyed

None of these costs are minor—the bill for each damaged or lost vehicle can start in the thousands of dollars and can climb rapidly from there. Car dealership insurance offers reimbursement for these expenses when they occur, allowing you to cover your losses and continue operating your business. Many dealerships have already seen the value of this coverage when something goes wrong—especially when the problem was neither foreseeable nor preventable.

Car Dealership Insurance Features

Insurance can turn a crisis into a manageable situation, allowing you to spend more time giving your business the attention it needs to thrive. Be sure to ask an Harmony Insurance Group agent about how much car dealership insurance you actually need, and let us know information like:

  • How many vehicles are on display in your lot
  • What types of vehicles you sell
  • What additional services (vehicle repair, new paint jobs, etc.) your dealership offers
  • How many employees you have

Our goal is to make sure you're fully protected by the plan you choose, and our talented risk assessors can help you find threats you may not have even realized existed. Reputation is everything in the auto dealership industry, so protect yours with the confidence that comes from being fully insured.

Harmony Location

17 Center St E

P.O. Box 357 Harmony, MN 55939

Main office: 507-886-2100
Toll free: 877-385-8837
Fax: 507-886-2812

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Austin Location

711 1st Ave SW

Austin, MN 55912

Main office: 507-396-8050
Toll free: 877-385-8837
Fax: 507-396-8051

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Rochester Location

2746 Superior Dr NW

Rochester, MN 55906

Main office: 507-226-8484
Toll free: 877-385-8837
Fax: 507-886-2812

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.